Privacy Policy

Your Privacy is Our Priority

At Finance Phantom New Zealand, safeguarding your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, and protect your personal information. By accessing or using our services, you agree to the practices described in this policy.

If you have questions or concerns regarding our privacy practices, please reach out to us at privacy@finance-phantom.co.nz.

Information We Collect

Information You Provide

We collect personal information that you voluntarily provide when interacting with our platform, including:

Name, email address, and phone number when creating an account or contacting us.
Payment details when purchasing services or tools.
Feedback or survey responses you share with us.

Automatically Collected Information

When you use our website, we may collect certain data automatically, such as:

IP address, browser type, and operating system.
Pages visited, time spent on each page, and interaction patterns.
Cookies and similar technologies that enhance user experience.

Third-Party Data

We may also receive information from third-party partners, such as analytics providers or advertising networks, to help us improve our services.

How We Use Your Information

Delivering Services

We use the data collected to provide and improve our services, including:

Ensuring platform functionality and performance.
Customizing content and recommendations based on user preferences.
Processing transactions securely.

Communication

We may use your contact information to:

Send newsletters, updates, or promotional materials.
Respond to inquiries and provide customer support.

Compliance and Legal Obligations

Your data may be processed to comply with applicable laws, regulations, or legal requirements.

Sharing Your Information

Third-Party Service Providers

We share your information with trusted third parties who assist us in delivering our services, such as:

Payment processors and financial institutions.
Web hosting and IT service providers.
Marketing and analytics partners.

Legal Requirements

We may disclose your information if required by law or if necessary to protect our rights, property, or the safety of others.

Business Transactions

In the event of a merger, acquisition, or asset sale, your data may be transferred to the new entity.

Cookies and Tracking Technologies

What Are Cookies?

Cookies are small text files stored on your device that enhance website functionality and user experience.

Types of Cookies We Use

Essential Cookies: Necessary for the website to function properly.
Performance Cookies: Help us understand user behavior to improve the platform.
Advertising Cookies: Deliver personalized ads based on browsing activity.

Managing Cookies

You can manage or disable cookies through your browser settings, although doing so may limit certain features of our website.

Data Security

Protecting Your Information

We implement robust security measures to safeguard your personal data, including:

Encryption of sensitive information.
Regular system audits and vulnerability assessments.
Limiting access to personal data within our organization.

User Responsibilities

While we take every precaution to protect your data, you are responsible for securing your account credentials and promptly reporting any unauthorized access.

Your Rights

Access and Correction

You have the right to access your personal information and request corrections if it is inaccurate or incomplete.

Data Deletion

You may request the deletion of your personal data, subject to legal or contractual obligations.

Marketing Preferences

You can opt out of receiving marketing communications by updating your account settings or using the "unsubscribe" link in our emails.

Third-Party Links and Services

Our website may contain links to external sites. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review their privacy policies before sharing your information.

Children’s Privacy

Finance Phantom does not knowingly collect personal information from children under the age of 16. If you believe we have inadvertently collected data from a minor, please contact us to have it removed.

Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations. When your data is no longer needed, we securely delete or anonymize it.

International Data Transfers

If you are accessing our platform from outside New Zealand, please note that your data may be transferred to, stored, or processed in New Zealand or other countries where our servers are located.

Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated version will be posted on this page with a revised "Effective Date." We encourage you to review this policy regularly.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

Email: privacy@finance-phantom.co.nz

Address: Level 1, Finance House, 45 Queen Street, Auckland, New Zealand

By using our platform, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.